1. Information We Collect

We collect the following types of information when you use Imali:

• Account information: your email address and password (stored securely via Supabase Auth)
• Financial data: transactions, books, recurring bills, budgets, and categories you create
• Usage data: logging streaks, notification preferences, and subscription tier
• Device data: device type and iOS version, used for compatibility purposes only

We do not collect your bank account details, card numbers, or any payment credentials.

2. How We Use Your Information

Your data is used solely to provide and improve the Imali service:

• To store and display your financial records within the app
• To generate AI-powered summaries and forecasts using your transaction data
• To send you notifications you have opted into (bill reminders, shortfall alerts, weekly check-ins)
• To maintain your logging streak and usage history

We do not sell your data to third parties. We do not use your data for advertising.

3. AI Processing

Imali uses Groq (LLaMA 3.3 70B) to process natural language transaction inputs and generate financial summaries. When you type or speak a transaction, anonymised text is sent to Groq's API for processing. We do not send your name, email, or account details to any AI provider.

Please review Groq's Privacy Policy for details on how they handle API data.

4. Data Storage

Your data is stored on Supabase infrastructure hosted in the European Union. All data is encrypted at rest and in transit using industry-standard TLS encryption. Row-level security policies ensure that each user can only access their own data.

5. Data Retention

We retain your data for as long as your account is active. If you delete your account through the app (Profile → Delete Account), all your data is permanently removed from our systems within 30 days.

6. Third-Party Services

Imali integrates with the following third-party services:

• Supabase, database and authentication
• Groq, AI language model processing
• open.er-api.com, live foreign exchange rates

Each of these providers has their own privacy policies and data handling practices.

7. Your Rights

As a user, you have the right to:

• Access all data we hold about you (available directly in the app)
• Export your transaction data as a CSV file (Profile → Export Transactions)
• Delete your account and all associated data at any time
• Opt out of notifications at any time via Profile → Notifications

8. Children's Privacy

Imali is not intended for users under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us immediately.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the effective date at the top of this page. Continued use of Imali after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have questions about this Privacy Policy or how we handle your data, please contact us:

• Company: Unqo Digital Solutions CC
• Email: info@unqodigital.com
• Website: unqodigital.com
• Location: Windhoek, Namibia